Furniture Angst

Now that I have chairs on order, I'm rather in the mood to complete the living room. We could have it fully installed for Thanksgiving! Think of it: actual places to sit! Here's my angst, though: 1) I'm moderately improverished and 2) choosing furniture is really stressful.

To couch or not to couch! You tell me:

I would be paying this off until, oh, December or January, given my current budget and my imminent trip to Barcelona. Is it worth it? Eek. I have to buy furniture sometime, right? Right? God, ANGST.